Monday, March 8, 2010

Cheaper auto insurance for women

Interesting article about auto insurance for women

The fact that women are better drivers than men has been proven by recent insurance rates data.

Of course, this doesn't mean they are guaranteed low rates with the first quote they get. It is very important to compare rates from different insurers in order to find the best deals.

It may still be a mans world, but not as far as car insurance is concerned. Women are actually paying less for their car insurance than men.

But why do women enjoy lower premiums?

Statistics show that women are lower risk drivers than men. Apparently, women are much more likely to obey traffic codes, drive safely and comply with their auto insurance requirements.

Men tend to be more agrresive drivers. Women, on the other hand, are less likely to commit a traffic violation intentionally. Overtaking dangerously and jumping a red light, is not something most women do.

Are women considered to be safer drivers?

When you compare men and women, it is safe to say that women are safer drivers. There are two main reasons for that, women are normally more responsible and observant. Road signs and other drivers behaviour, are things women pay more attention to. It comes as no surprise that being observant means less accidents are caused by women. Statistics have shown men are the cause of accidents more frequently than women by more than 50%.

Being very protective is a characteristic a lot of women have. Often, women drive their kids to school in the morning. The last thing they would want to do is drive dangerously and harm their child.

Not only are women protective of their children, they are protective of their jobs. In our day and age, it is harder for them to climb the corporate ladder. Having a traffic violation against them could very well result in the loss of their hard earned job. So, being a careful driver is essential for every mother and working women.

Things may well change in the future as more women pursue careers and there are more stay-at-home dads.. At least for now, women have the right to demand cheaper car insurance rates.

Here are more articles on the subject:
cheap car insurance for women
women pay less for car insurance

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